Low cost Indiana health insurance plans are found very easily on our website. Rates from many of the top Indiana health insurers such as Anthem Blue Cross, UnitedHealthcare, Medical Mutual and Humana are provided so you can quickly consider your options. Every day we research and update low cost individual and family health care and show the quotes that are the lowest rates allowable by the Indiana Department Of Insurance. There are no costs for utilizing this website and we are committed to saving you money.

In a matter of moments, you can compare, save and apply online for affordable Indiana health insurance plans. We try to make it easy to find the most popular Indiana individual, family and self-employed health insurance coverage. Medical coverage may not be as expensive as you think. There are many low cost plans that fit within your budget and give you the coverage you expect to have. We’ll review your current options and also keep you informed on statewide and national health care reform and how it could possibly reduce (or, unfortunately...increase) your rates. 2012 will see a Supreme Court ruling on the recent national health care reform.

Indiana “short-term temporary” health insurance is perhaps the lowest cost coverage available. Rates are almost always 40%-60% less than popular comprehensive coverage and this type of plan is ideal if you are unemployed,  just graduating, between jobs or are waiting for Medicare. For example, a healthy 30-year old male can purchase short-term coverage for only $39 ($5,000 deductible) or $46 ($2,500 deductible) through Humana. Lower deductibles are available through Humana and most other carriers. UnitedHealthOne and Celtic also offer inexpensive options, and we'll be happy to review all of the companies for you. Deductibles as low as $500 are available.

Many other affordable Indiana health care plans can be viewed by simply raising the major medical deductible. Often, premiums will reduce by hundreds of dollars per month without having any impact on covered office visits and prescriptions. UnitedHealthCare’s “Copay Select” and Anthem's Premier PPO plans feature unlimited covered office visits and comprehensive prescription and preventive benefits. By raising the deductible, you can potentially save thousands of premium dollars each year.  Anthem offers a $5,000 deductible option while UnitedHealthCare offers a $7,500 and $10,000 option.

Other low cost individual and family Indiana health insurance options are “Saver” and Value” plans offered by UnitedHealthCare and Anthem. Typically, these types of policies include limited office visit benefits, generic and formulary prescription coverage and higher out-of-pocket expenses on major medical claims. “Saver” and “Value” plans are cheap Indiana health insurance alternatives to higher-priced plans. Although coverage is less than many other available plans, the monthly premium savings can be substantial. And all of your approved preventive expenses are paid at 100%.

Celtic Insurance Company (based in Chicago) has a "Basic" plan that is a decent low cost option if you want to keep premiums low and are willing to accept limited office visit benefits. The $3,5000 deductible policy is one of our favorites.

If you are being treated for a major health condition or are uninsurable, we will assist you in obtaining coverage. The Indiana Comprehensive Health Insurance Association (ICHIA) offers coverage to individuals and families who can not qualify for health insurance because of their pre-existing conditions. To qualify for benefits, you must have been previously denied for coverage and not be eligible for Medicare. Additional qualifications must also be met.

We know that shopping for health insurance can be time-consuming, frustrating and quite frankly...not a lot of fun! We can help. By providing  your zip code at the top of the page, the process of finding the best health care options for you will begin. We know you'll like the rates and the companies are top-notch. Of course, there is no obligation and there is no cost for using our expertise and experience.