The Consumers Life (Medical Mutual) Insurance Indiana Wellness HSA plan is a great option to consider for families and individuals that prefer High-Deductible health insurance coverage. Rates are extremely competitive compared to the other major insurers and there is a large Network of doctors, specialists and hospitals in Indiana. The higher deductibles ($5,000) seem to be the most attractively-priced option when competing with Anthem and UnitedHealthcare.

Consumers Life Insurance Company offers various health insurance plans to individuals and families. They are a subsidiary of Medical Mutual of Ohio, a popular health care provider in nearby Ohio for the last 70 years. A few years ago, Medical Mutual took over the in force portfolio of Consumers Life. There was no stoppage of coverage of policy benefits.

The Indiana Wellness HSA plan is a simple concept. Once the deductible has been met, 100% of covered expenses are paid with no lifetime or annual limit. Many deductible options are offered, although the most common choices are $2,500 and $5,000. Preventive expenses (qualified) are not required to meet any deductibles, copays or waiting periods. This is one of the big advantages of this type of plan, since the combination of annual physicals and other related expenses could be costly.

Since the policy is HSA-eligible, a separate account can be created by a bank of your choice. Qualified medical, dental and vision expenses can then be paid with tax-deductible dollars. You remain in complete control of the deposits you make into the account. You never forfeit any of the funds if they were not used by the end of the calendar year. Most banks will pay a small interest on some or most of your account balance. The “savings account” feature is completely optional as you are not required set up an account.

Sample Consumers Life Wellness HSA Monthly Rates In The Evansville Area

35 Year-Old Male

$93 $5,000 Deductible

$119 $3,000 Deductible

$132 $2,500 Deducible

35 Year-Old Male & Female Plus One Child

$294 $5,000 Deductible

$384 $3,000 Deductible

$430 $2,500 Deductible

You can view your specific quotes at the top of the page by providing your zip code.

Policy Details

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