Affordable Indianapolis health insurance plans are available through our website. Anthem Blue Cross, Medical Mutual, UnitedHealthcare and Humana offer affordable individual and family health insurance in Indianapolis and surrounding areas. Low cost catastrophic, comprehensive, HSA and short-term temporary policies offer residents a wide selection of coverage that will meet your budget.

Celtic, a smaller company based in Chicago, offers competitive rates in some areas. Assurant also provides a wide selection of policies. Their "Core-Med" plan is also reasonably priced in Central Indiana.

Indianainsurancehealth.com is Indiana’s premier shopping guide for affordable medical coverage and a trusted authority for applying for online coverage. The rates you view on this website are always the lowest allowable from each of the companies. Also, only major reputable companies are considered. No “discount plans” are ever used and there is never any cost for our services. We make it easy to locate the most competitive rates for individual, family, self-employed, short-term temporary or student health plans.

Rates in Indianapolis are typically quite competitive compared to many other parts of the state. For example, a 40 year-old healthy male can purchase catastrophic coverage with limited office visit benefits for less than $100 per month. A family of three (Male and female ages 40 and one child) can purchase comprehensive coverage with unlimited covered office visit benefits and a prescription plan for less than $300 per month. Naturally, age, health conditions and zip code will affect rates. Persons that are uninsurable may still have reasonable choices through the State "High Risk" pool.

Comparing  health insurance quotes online only takes a few minutes and you might be surprised at how many affordable plans are available. If you are between jobs, unemployed, a graduating student or looking for quick coverage, a short-term temporary policy might be the best option.

Indiana short-term health insurance rates are extremely inexpensive and are typically approved within 24-48 hours. Applications for coverage are short and generally take less than 15 minutes to complete. Although pre-existing conditions are not covered on short-term plans, it's a great option to quickly get coverage with very little delay. We'll be happy to fax or email you an application or provide an online link that allows you to easily apply. Some plans can be kept as long as 12 months. And if your health stays good, you can apply for a policy that covers you after a year.

Indiana Health Savings Accounts (HSAs) are very popular in Indianapolis. Rates are substantially lower than traditional comprehensive plans and out-of-pocket expenses on major medical claims are also typically less than most other policies. An HSA is an inexpensive alternative to conventional health insurance coverage. It is a savings account that permits you to pay for current medical, vision and dental expenses and save for future expenses on a tax-free basis. A “High Deductible Health Plan” (HDHP) is necessary to take advantage of an HSA. Anthem often has very good HSA rates. Medical Mutual and UnitedHealthcare are often very competitive as well. Celtic features a low cost "Saver" plan.

To compare Indiana health insurance coverage, please enter your zip code in the "Get Free Quotes" box at the top of this page. You can also talk to a live person by calling us at (888) 513 6446. We realize that there are many different plans to review, so please don’t hesitate to call or email us.