Indiana short term health insurance plans can be purchased at extremely affordable rates. Temporary Indiana health care coverage is ideal for persons that are between jobs, laid off, graduating college or school, on COBRA, an early retiree or waiting for Medicare eligibility. Short term plans are extremely flexible by allowing you to cancel coverage at any time. Humana and UnitedHealthcare have extensive Indiana provider networks that also allows you to choose from most doctors and hospitals in the state. They are usually the two lowest cost options for short-term coverage.

Indianainsurancehealth.com is the premier resource for low cost short term Indiana health insurance plans. You can view, compare or apply online for coverage. There are no fees for our service and your rates are guaranteed to be the lowest allowable published rate. No other broker or website can legally issue a policy at a lower rate. We’ll take the time to personally review your specific needs and find the temporary plan that provides the coverage you want.

Typically, a Humana or Indiana UnitedHealthcare short term policy is approved within 24-48 hours. In some instances, a policy is approved within an hour of the application being completed. A discount is applied when the entire premium is paid, instead of payments each month. Deductible options range from $500 to $5,000 and a policy can be kept for a single month or as long as 12 months.

Coverages include doctor office visits, prescriptions, emergency room services, inpatient and outpatient procedures and major medical expenses. By using Humana or UnitedHealthcare Network providers, you’ll receive “repricing discounts” that can reduce your out of pocket expenses.

Humana Indiana Short Term Monthly Rates (UnitedHealthcare's Rates Are Slightly Higher)

40 Year-Old Male in Indianapolis Area

$49  $5,000 Deductible

$58  $2,500 Deductible

$83  $1,000 Deductible

Family Of Three (Male 40 Female 40 and child) in Indianapolis Area

$108  $5,000 Deductible

$130  $2,500 Deductible

$188  $1,000 Deductible

These rates assume each applicant qualifies medically for coverage and meets the required underwriting guidelines. Benefits are also not payable for pre-existing conditions. A pre-existing condition is a bodily injury or sickness that was diagnosed or treated, or which produced signs and/or symptoms during the Five-year period before all applicants’ effective date of coverage.

Humana and UnitedHealthcare Indiana Short term health insurance plans are not always appropriate for persons with pre-existing conditions that have recently lost their group coverage through an employer. Purchasing a short-term plan instead of COBRA could possibly cause you to become ineligible for other plans that are “guarantee issue.” It is always advisable to review the plan summary and actual policy for specific coverage information. We're always happy to help you select the right plan.

To get your free quotes, you can furnish your zip code at the top of the page (where requested). You'll be able to compare temporary plans from Humana, UnitedHealthcare and the other top carriers. Assurant also offers plans in many parts of the state. Celtic, a smaller company based in Chicago, is another option for temporary plans.