Indiana health insurance companies offer affordable coverage to Indiana residents. Attractive private policies are available from the major companies which include Anthem Blue Cross, UnitedHealthCare, Humana, Assurant, Medical Mutual and Celtic. Health insurance rates in Indiana have remained fairly low because of the competition between the different carriers. And this should not change for the next 12 months.

Indianainsurancehealth.com is your one-stop resource for health care benefits. We represent all of the major companies in the state and provide published rates that are the lowest filed by each carrier. Only the highest rated companies are used and no “discount plans” will ever appear on this website. Whether your need is high-deductible, copay, short-term or Health Savings Account coverage, we’ll examine all of the personal plans from the top Indiana health insurance companies. We’ll also help you choose the plan that provides the benefits you need and at a cost you can afford. As your needs change, we'll help you adjust (if neeeded) your policy benefits.

When applying for coverage through this website, there are never any charges to pay or mysterious bills that suddenly appear. Only the Indiana health insurance company that you have applied with will have access to your personal medical information. You also can request to view any information that was used in the underwriting of your policy. Theses companies take your privacy seriously.

High deductible health care plans are the least expensive type of coverage that Indiana companies offer. Typically, these types of plans cost approximately 25%-50% less than comparable comprehensive policies and generally offer little or no office visit and prescription coverage (other than mandated preventive benefits). However, they are ideal for individuals and families that are mostly concerned with major medical claims, rather than occasional office visits or prescriptions. UnitedHealthCare’s “Saver 80” plan is one of the top catastrophic policies. Indiana Health Savings Accounts also use “High Deductible Health Plans” when offering coverage.

Indiana family health care plans are popular when there are young children in the household. Often, this type of plan offers copays for most covered office visits and prescriptions and 100% coverage on preventive benefits. While rates are higher than most other types of policies, most Indiana health insurance carriers offer optional deductibles on the major medical claims to keep premiums affordable. Some of the more popular comprehensive plans are the Anthem Blue Cross “Premier” plan, UnitedHealthCare “Copay Select” plan and the UnitedHealthCare "Copay Select Value" plan.

Most companies also offer special policies that will limit certain office visit and/or RX benefits in return for cost savings (The "Copay Select Value" is one example). Contracts like these may be very beneficial to you although it is important to completely understand anybenefit reduction and the impact on you or your family.

To make it easy for you to view free quotes, we created a section at the top of every page on the website where you can enter your zip code. This will allow you to start the quick process of comparing rates and coverage of the best available policies. And yes...you can even apply for coverage today!