Affordable Indiana UnitedHealthcare health insurance plans are available. We represent UnitedHealthcare and feature all of their Indiana policies. Whether you are a family, an individual, self-employed or uninsured, we’ll help you find the ideal health care coverage that matches your specific situation, at the lowest rate provided by the carrier. And we’ll spend the necessary time it takes to ensure you have the coverage you need at a rate you can afford.

Catastrophic, Comprehensive, Short-Term and Indiana HSA plans are featured on our website with many deductible and coverage options that will fit within your budget. We have listed below three of the most popular and affordable UnitedHealthcare plans in Indiana. Of course, there are many more UHC plans.

Saver 80  If your primary concern is covering catastrophic claims, then this policy may be the perfect solution. Most major medical expenses are covered including inpatient and outpatient surgical procedures, hospital confinements and many outpatient expenses such as MRIs and CAT scans. Preventive benefits are also included and covered at 100% with no waiting period or deductible. It is one of the least expensive private policies available in the state.

HSA 100  This policy is one of the premier Indiana Health Savings Account  plans. An HSA is a combination of a tax-favored savings account with a high-deductible health insurance plan (HDHP). Rates are typically substantially lower than comprehensive plans and your contributions into the HSA are tax-deductible.

Also, qualified future medical, dental and vision expenses are deductible and any money not spent in the current year will “roll over” to the following year. You may choose your own bank to handle the savings account and you retain full control over your accumulated money at all times. At any time, you may withdraw unused funds from your account.

Wellness and preventive care benefits are provided are also covered at 100% with no waiting period or deductible. And  “network repricing” will reduce your out-of-pocket costs for claims that are subject to a deductible. We especially like HSAs because of the potential savings in premiums that you can use, and not the insurance carrier.

Copay Select  One of the most comprehensive Indiana health insurance plans is the “Copay Select” plan. With unlimited covered office visit benefits, this policy closely resembles an employer-provided plan. After a $35 copay, 100% of office visit history and exam fees are covered. An optional $25 copay is also available.

A prescription drug card covers four tiers of drugs with copays or coinsurance. Generic drugs are not subject to a deductible. Many additional riders are also available such as a $25 copay (instead of $35), a $50,000 accidental death benefit and term life insurance options. To keep premiums low, higher deductibles are available. We like the $2,500 and $5,000 options although a $10,000 deductible is also available.

Copay Select Value  A more affordable version of the "Copay Select," this plan provides coverage for four office visits per person per year (subject to a $35 copay). Generic prescription benefits are provided with a $15 copay. Non=generic RX is not covered. Although preventive benefits are covered, the, coinsurance on major claims is 30% after the deductible (instead of the standard 20%). Typically, premiums are about 25% less than the "Copay Select" plan, so it is an interesting option to consider.